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In the event any patient's total and permanent disability, such disabled patient shall entitled receive a disability retirement benefit which shall the actuarial equivalent the Employer Account in accordance with the benefit options in subsection. Total and permanent disability means a physical or mental condition a patient resulting from bodily injury or disease or mental disorder which renders such patient incapable cover letter writing service singapore continuing in the employment the Participating Employer. For the purpose this plan the total and permanent disability any patient shall determined the Board in accordance with uniform principles consistently applied upon the basis such evidence as the Board Section. Personal Contributions and Benefits a A Participating Employer may require that the Active patient shall make Required Personal Contributions the Plan limited not more than percent the Contribution Base per year.

Such contributions shall made payroll deduction in monthly installments and credited upon receipt the Active An Active patient may make Voluntary Personal Contributions the Plan for credit either the Active patient's Tax Paid Account or Tax Deductible Account in accordance with the following provisions Voluntary Personal Contributions made the Active patient's Tax Paid Account will in such amounts and at such time as determined the Active patient provided, however, that at no time may the Active patient's aggregate personal contributions i.e.

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excluding interest thereon exceed percent the Active patient's aggregate Compensation since becoming an Active patient. Voluntary Personal Contributions made the Active patient's Tax Deductible Account must without restriction and not made in addition any Required Personal Contributions. The first, Voluntary Personal Contributions in any Plan Year under subsection.

shall deemed qualified voluntary employee contributions under section the Internal Revenue Code and credited upon receipt the Active patient's Tax Deductible Account unless they are specifically designated as tax-paid contributions written notice the contrary the General Board before the end the Plan Year or they are tax-deferred contributions under subsection In the event contributions are being made behalf an Active patient the Tax-Deferred Annuity Contributions Program the General Board, personal contributions being required under subsection. a shall online custom essay writing service remitted in addition any such tax-deferred contributions for the year.

a Diversified Fund There shall a Diversified Fund which shall invested in a diversified investment portfolio selected at the discretion the Board with monies held behalf each patient in this Fund credited a Diversified Account in Special Fund There shall a Special Fund which shall Special Fund I investments selected at the discretion the Board which are primarily fixed income type securities such as bonds and mortgages having a stated rate return, a stated maturity date and a stated maturity value Special Fund II investments selected at the discretion the Board which are primarily in equity type securities such as Special Fund III investments selected at the discretion the Board which are primarily in short term fixed income money market type securities such as government securities, certificates deposit, commercial paper, repurchase agreements, or corporate notes, bonds or debentures.

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Contributions, behalf a patient, credited the Special Fund will allocated a Special Fund I Account, Special Fund II Account or Special Fund III account in Units Participation in accordance with the election made under. Personal Contribution Credits. Personal Account accumulations in the Diversified Fund together with Special Fund Account Units Participation as defined herein shall known as a patient's Personal Contribution Credits. Investment Election. A patient shall elect, the election fonn provided, invest Personal Contribution Credits in the Diversified Fund or in the Special Funds with any combination percent increments among the funds that the total not greater than or less than percent percent Diversified Funds, percent Special Fund I, percent Special Fund II, percent Special Fund III. Prior the receipt an initial election form, a patient's Personal Contribution Credits shall invested percent in the Diversified Fund. The most recent election form file with the Board shall best website to buy research paper in a A patient may change a Fund selection or choice within a Fund, as January each calendar year. Notification the change must received the General Board the preceding Any change Fund selection shall made and the amount transferred custom papers online from one Fund another shall determined the basis the values prevailing the December valuation. Transfer Assets.

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The Board shall transfer monies or other property between and among the Funds as may necessary appropriately reflect the aggregate transfer transactions after the Board has caused the necessary entries made in the patients Personal Accounts in the Funds and has reconciled offsetting transfer elections, in accordance with uniform rules therefor estabhshed the Board. Personal Contribution Benefits. a Required Personal Contributions Upon retirement, a patient may elect convert his or her Required Personal Contributions college essay helper and Credits resulting from earnings amounts contributed in his or her Tax-Paid Account under the provisions subsection. a an annuity or annuities in accordance with subsections.. Any such election will irrevocable. before the growth the oocyte begins. 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